New Non-QM Loans
Not every borrower fits neatly into a traditional mortgage box. That is where Non-QM loans may be worth understanding.
- NMLS# 196656
- DRE# 01367824
- (619) 810-0088
- llicea@valorlending.com
Home financing guidance from Laura Licea, Mortgage Loan Officer with Valor Lending Group. Clear answers, personalized support, and resources to help you understand your options.
Whether you’re buying your first home, moving up, or refinancing, I’ll help you explore your options and find the right loan for your goals.
Flexible options for qualified buyers with competitive rates.
Great for first-time buyers with low down payment options.
Exclusive benefits for veterans, active duty, and eligible spouses.
100% financing options for eligible rural and suburban homebuyers.
Lower your rate, reduce your payment, or tap into your equity.
Financing for higher value homes with custom solutions.
Your information is secure and will never be shared.
I take the time to understand your goals and create a plan that works for you.
You’ll always know where you stand. No surprises, just straight answers.
Proudly serving buyers and homeowners across Florida.
Not every borrower fits neatly into a traditional mortgage box. That is where Non-QM loans may be worth understanding.
Buying a higher-value home can come with a different set of financing questions. That is where jumbo loans may come in.
FHA loans are a popular option for many buyers, especially those who are purchasing a home for the first time or looking for a loan program with flexible down payment options.